    # File lib/active_merchant/billing/gateways/quickpay.rb, line 39
          def authorize(money, credit_card_or_reference, options = {})
            post = {}

            add_amount(post, money, options)
            add_invoice(post, options)
            add_creditcard_or_reference(post, credit_card_or_reference, options)
            add_autocapture(post, false)

            commit(recurring_or_authorize(credit_card_or_reference), post)
          end