    # File lib/active_merchant/billing/gateways/quickpay.rb, line 50
          def purchase(money, credit_card_or_reference, options = {})
            post = {}

            add_amount(post, money, options)
            add_creditcard_or_reference(post, credit_card_or_reference, options)
            add_invoice(post, options)
            add_autocapture(post, true)

            commit(recurring_or_authorize(credit_card_or_reference), post)
          end